Compare Plans

Not all coverage is the right coverage.

The healthcare coverage you need is probably very different than the coverage some of your co-workers need. Age, family status, medical conditions, hobbies, lifestyle and a myriad of other factors will help you determine if you need a lot or a very little amount of health coverage. That’s why HealthEZ provides multiple coverage options, so you’re never caught paying too much money, or worse, having too little coverage.


Summary of Medical Benefits

HSA Plan 1

In-Network

Out-of-Network

Deductible

Individual

Individual under Family

Family

 

$1,500

$3,000

$3,000

 

Not Covered

Not Covered

Not Covered

Out-of-Pocket Maximum

Individual

Individual under Family

Family

 

$5,000

$5,000

$10,000

 

Not Covered

Not Covered

Not Covered

Preventative Services

No Charge

Not Covered

Office Visits

Primary Office Visit

Specialist Office Visit

Chiropractic Visit

 

10%*

10%*

10%*

 

Not Covered

Not Covered

Not Covered

Urgent Care Services

10%*

Not Covered

Complex Imaging: MRI/CT/PET Scans

10%*

Not Covered

Inpatient Hospital Care

Facility Fee

Physician Fee

 

10%*

10%*

 

Not Covered

Not Covered

Outpatient Procedures

Facility Fee

Physician Fee

 

10%*

10%*

 

Not Covered

Not Covered

Emergency Room Services

Emergency Medical Transportation

10%*

10%*

10%*

10%*

Mental Health/Chemical Dependency

Inpatient

Office Visit

 

10%*

10%*

 

Not Covered

Not Covered

Teledoc Services

General Consultations

Dermatology

Mental Health - Therapist

Mental Health - Psychiatrist, Initial Evaluation

Mental Health - Psychiatrist, Ongoing Session

 

No Charge

No Charge

No Charge

No Charge

No Charge

 

No Charge

No Charge

No Charge

No Charge

No Charge

Prescription Drug Coverage

Generic

Preferred Brand

Non-Preferred Brand

Specialty

Retail 30 Day Supply

$15 Copay*

$35 Copay*

$75 Copay*

$75 Copay*

Mail Order 90 Day Supply

$30 Copay*

$70 Copay*

150 Copay*

Not Available

* Copay or Coinsurance after deductible

Note: Please refer to your Summary Plan Description for actual coverage, limitation, and exclusion provisions.

 

 

 

 

HSA Plan 2

In-Network

Out-of-Network

Deductible

Individual

Individual under Family

Family

 

$7,000

$7,000

$14,000

 

Not Covered

Not Covered

Not Covered

Out-of-Pocket Maximum

Individual

Individual under Family

Family

 

$7,000

$7,000

$14,000

 

Not Covered

Not Covered

Not Covered

Preventative Services

No Charge

Not Covered

Office Visits

Primary Office Visit

Specialist Office Visit

Chiropractic Visit

 

0%*

0%*

0%*

 

Not Covered

Not Covered

Not Covered

Urgent Care Services

0%*

Not Covered

Complex Imaging: MRI/CT/PET Scans

0%*

Not Covered

Inpatient Hospital Care

Facility Fee

Physician Fee

 

0%*

0%*

 

Not Covered

Not Covered

Outpatient Procedures

Facility Fee

Physician Fee

 

0%*

0%*

 

Not Covered

Not Covered

Emergency Room Services

Emergency Medical Transportation

0%*

0%*

0%*

0%*

Mental Health/Chemical Dependency

Inpatient

Office Visit

 

0%*

0%*

 

Not Covered

Not Covered

Teledoc Services

General Consultations

Dermatology

Mental Health - Therapist

Mental Health - Psychiatrist, Initial Evaluation

Mental Health - Psychiatrist, Ongoing Session

 

No Charge

No Charge

No Charge

No Charge

No Charge

 

No Charge

No Charge

No Charge

No Charge

No Charge

Prescription Drug Coverage

Generic

Preferred Brand

Non-Preferred Brand

Specialty

Retail 30 Day Supply

0%*

0%*

0%*

0%*

Mail Order 90 Day Supply

0%*

0%*

0%*

Not Available

* Coinsurance after deductible

Note: Please refer to your Summary Plan Description for actual coverage, limitation, and exclusion provisions

 

 

 

 

Copay Plan 1

In-Network

Out-of-Network

Deductible

Individual

Individual under Family

Family

 

$1,250

$1,250

$2,500

 

Not Covered

Not Covered

Not Covered

Out-of-Pocket Maximum

Individual

Individual under Family

Family

 

$5,000

$5,000

$10,000

 

Not Covered

Not Covered

Not Covered

Preventative Services

No Charge

Not Covered

Office Visits

Primary Office Visit

Specialist Office Visit

Chiropractic Visit

 

$25 Copay

$40 Copay

$25 Copay

 

Not Covered

Not Covered

Not Covered

Urgent Care Services

$65 Copay

Not Covered

Complex Imaging: MRI/CT/PET Scans

$100 Copay

Not Covered

Inpatient Hospital Care

Facility Fee

Physician Fee

 

20%*

20%*

 

Not Covered

Not Covered

Outpatient Procedures

Facility Fee

Physician Fee

 

20%*

20%*

 

Not Covered

Not Covered

Emergency Room Services

Emergency Medical Transportation

$500 Copay

20%*

$500 Copay

20%*

Mental Health/Chemical Dependency

Inpatient

Office Visit

 

No Charge

No Charge

 

Not Covered

Not Covered

Teledoc Services

General Consultations

Dermatology

Mental Health - Therapist

Mental Health - Psychiatrist, Initial Evaluation

Mental Health - Psychiatrist, Ongoing Session

 

No Charge

No Charge

No Charge

No Charge

No Charge

 

No Charge

No Charge

No Charge

No Charge

No Charge

Individual Prescription Deductible

$100

 

Family Prescription Deductible

$200

 

Prescription Drug Coverage

Generic

Preferred Brand

Non-Preferred Brand

Specialty

Retail 30 Day Supply

$10 Copay

$50 Copay*

$80 Copay*

$80 Copay*

Mail Order 90 Day Supply

$25 Copay

$125 Copay*

$200 Copay*

Not Available

* Coinsurance after deductible

Note: Please refer to your Summary Plan Description for actual coverage, limitation, and exclusion provisions

 

 

 

 

Copay Plan 2

In-Network

Out-of-Network

Deductible

Individual

Individual under Family

Family

 

$3,000

$3,000

$6,000

 

Not Covered

Not Covered

Not Covered

Out-of-Pocket Maximum

Individual

Individual under Family

Family

 

$7,150

$7,150

$14,300

 

Not Covered

Not Covered

Not Covered

Preventative Services

No Charge

Not Covered

Office Visits

Primary Office Visit

Specialist Office Visit

Chiropractic Visit

 

$40 Copay

$70 Copay

$40 Copay

 

Not Covered

Not Covered

Not Covered

Urgent Care Services

$75 Copay

Not Covered

Complex Imaging: MRI/CT/PET Scans

$100 Copay

Not Covered

Inpatient Hospital Care

Facility Fee

Physician Fee

 

30%*

30%*

 

Not Covered

Not Covered

Outpatient Procedures

Facility Fee

Physician Fee

 

30%*

30%*

 

Not Covered

Not Covered

Emergency Room Services

Emergency Medical Transportation

$150 Copay

30%*

$150 Copay

30%*

Mental Health/Chemical Dependency

Inpatient

Office Visit

 

No Charge

No Charge

 

Not Covered

Not Covered

Teledoc Services

General Consultations

Dermatology

Mental Health - Therapist

Mental Health - Psychiatrist, Initial Evaluation

Mental Health - Psychiatrist, Ongoing Session

 

No Charge

No Charge

No Charge

No Charge

No Charge

 

No Charge

No Charge

No Charge

No Charge

No Charge

Individual Prescription Deductible

$250

 

Family Prescription Deductible

$500

 

Prescription Drug Coverage

Generic

Preferred Brand

Non-Preferred Brand

Specialty

Retail 30 Day Supply

$10 Copay

$50 Copay*

$80 Copay*

$80 Copay*

Mail Order 90 Day Supply

$25 Copay

$125 Copay*

$200 Copay*

Not Available

* Coinsurance after deductible

Note: Please refer to your Summary Plan Description for actual coverage, limitation, and exclusion provisions

 

 

 

 


If you prefer talking with a HealthEZ representative, call 888-806-3226